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Selection bias is an error in research. It occurs when a sample is not representative of the entire population. For example, when a study is based on a small number of people, the researchers are not randomized. A similar situation can occur if the sample size is not sufficiently large. To counter this effect, the…

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Leveraged exchange traded funds (ETFs) are investment vehicles that can generate high returns. Their returns are typically double or triple the underlying index’s return. The biggest disadvantage of leveraged ETFs is that their return will not match that of the benchmark index. The reason is that the mathematics of compounding prevents the underlying index from…

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Is Health Insurance Mandatory? Yes, you may be required to get certain medical coverage if you are working in a private or public sector. However, not everyone will be covered for the same and certain plans may be available only to employees of a specific company. Those who do not have to purchase medical coverage…

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The Health Insurance Portability and Accountability Act of 1996 was enacted by the 404th United States Congress. It was created to protect individuals who need to change health insurance plans or providers due to changing health conditions or circumstances. It also encourages health insurance providers to allow change, regardless of whether the individual had coverage…

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Not being aware of how credit card interest works could have serious financial consequences for your finances, particularly if you are unable to make timely, large payments. But by gaining some basic knowledge of how the interest system works, you could also maximize the advantages and rewards of frequent credit card ownership. The first thing…

Read More How Credit Card Interest Works – Simple Tips to Save With APR

Getting the best credit card deals is a challenge that many Americans face every year. The constant changes in the financial industry can make choosing a credit card difficult for many consumers. Credit cards offer many benefits, but there are differences between the different credit cards and their respective limits of credit. Most credit card…

Read More Compare Credit Cards vs Line of Credit to Find Out Which Offers Offer You the Cheapest and Most Convenience